Discover Why Taking a Business Insurance Policy Is Vital for Your Salon Business

If you thought that only the big businesses—supermarkets, petrol stations, warehouses, restaurants and banks—need to be insured, you are wrong. Even your small salon needs business insurance since it's also vulnerable to unexpected risks and damages. No risk is insignificant for any business, and that's why you should take an insurance policy to minimise them. Whether the salon was broken into or a client slipped and broke their hands, you need an insurance policy to protect your business against any claim that might be made against it.   Read More...

Essential Types of Small Business Insurance That You Should Consider

Most startup business owners have in mind a well-thought-out strategy of how their business should turn out to be. However, keeping the business safe is something that a lot of people fail to put into consideration, and this has led to the failure of many small businesses. There are different types of small business insurance and choosing the best for your small business may turn out to be very hard. Below are some of the small business insurance covers that you may want to consider for your startup business.   Read More...

3 Ways To Draw Benefits From Business Insurance Brokers

When you run a business, your sole focus is on creating successful products and services that delight customers at every step of the way. So the distraction of choosing the right business insurance when it's not your forte could take away this focus. That's why insurance brokers come in handy—they know the market, they can shop around with multiple insurance providers on your behalf and they can negotiate better deals. Here are some ways to draw benefits from working with business insurance brokers for your needs:   Read More...

Misconceptions about Civil Contracting Insurance

As your contracting business has grown, so has the need to have certain administrative tasks taken care of. One of those tasks is to obtain and carry civil contracting insurance. Unfortunately, there are a few misconceptions out there about this type of insurance. With that in mind, here are some of those misconceptions and what you need to know about each one before obtaining your insurance: Blanketed Coverage Blanketed coverage, when it concerns civil contracting insurance, refers to the misconception that the insurance covers all liability.   Read More...

Two Important Effects Of Climate Change On The Insurance Industry (And What They Might Mean For Your Business)

Climate change is one of those items you might see featured in the news on an almost continual basis, yet it never seems to noticeably affect you. This is about to change though, because scientists have warned that planet earth is already halfway towards the dangerous threshold for climate change. It seems inevitable that some direct and noticeable effects of this phenomenon will soon hit the economy, and one of the industries in which it will most likely have the most profound influence is the insurance industry.   Read More...